RZ

Kal Patel

NPN: 18531115
Medicare & Life AgentTemecula, CA View More
Available Now
[email protected]
(408) 709-7269
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Find The Right Coverage For You

Insurance can be confusing. But with our online resources and national network of licensed insurance agents we can make it straightforward.
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We have agents all over the country ready to help you.

Your One-Stop Insurance Resource

Selection

Get access to plans and coverage from companies you know.

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Shop, compare and enroll or apply for coverage online or by phone, with guidance.

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Learn about your options and find coverage that’s right for you, all in one place.
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Help You Find Coverage That Fits Your Needs

Insurance doesn’t have to be confusing. We’re here to help you get coverage with the benefits you deserve and feel more confident about the choices you make.
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Learn about your insurance options
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Choose the type of product you want to explore
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Review coverage with licensed insurance agents
Get access to PlanEnroll's road map to MedicareUnderstanding coverage options, important dates and benefits.trustedform
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By clicking ‘Submit’ you’ll also receive useful emails from us to help you stay current with your Medicare plan options.

Frequently Asked Questions

No. We are an insurance brokerage dedicated to providing people like you with helpful insurance coverage guidance. We’re here to help you:
  • Decide which kind of product or plan fits your specific needs.
  • Compare coverage that’s available to you
  • Choose coverage that fits your lifestyle and budget.
  • Enroll in or apply for coverage in the way that works best for you — by phone, online, or in person.
No. We are not affiliated with any government agency. However, as a life and health insurance agency, we follow the highest personal and ethical standards as we provide guidance to help people like you enroll or apply in the insurance coverage that’s right for you. Our Medicare sales practices follow strict guidelines as set by the Centers for Medicare & Medicaid Services (CMS).
Yes. All our representatives are licensed insurance agents. This means they’re officially licensed in each state where we do business. This helps you to get the life insurance or Medicare coverage you need.
PlanEnroll services are always free for you to use, with no obligation to enroll. When we help you find and apply for/enroll in the coverage that’s right for you, the insurance company that created the plan pays us a commission. It doesn’t cost you anything extra to work with us.
Bottom line: Insurance costs can vary a great deal. Our licensed insurance agents can help you compare your coverage options. They often help people like you find coverage that’s most cost-effective, with additional plan benefits. For Medicare plans, Medicare insurance is closely regulated by the government — companies like PlanEnroll are not allowed to provide any plan discounts.

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Last Updated Date: 10/01/2025 | MULTIPLAN_PLANENROLL_SITEV1_2026_M
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PlanEnroll represents Medicare Advantage HMO, PPO, PFFS, and Prescription Drug Plan organizations that have a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on the plan’s contract renewal. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period. Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Every year, Medicare evaluates plans based on a 5-star rating system.

PlanEnroll is a brand operated by Integrity Marketing Group, LLC and is used by its affiliated licensed insurance agencies that are certified to sell Medicare products. PlanEnroll, PlanEnroll.com is a non-government website and is not endorsed by the Centers for Medicare and Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency.

We do not offer every plan available in your area. Currently we represent 0-78 organizations which offer 0-2,613 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

The exact carrier and plan counts are determined by your zip code and county.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance. If you are already a member, please contact your health plan to file a complaint.

Final expense life insurance may not cover the entire cost of your funeral and may be used by the designated beneficiary for any purpose rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. A policy owner does not have the ability to make unlimited payments into the policy. If too much is paid into the policy, it will become a Modified Endowment Contract (MEC) and withdrawals and loans will be taxable. Coverage may not be available in all states and may vary by state. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

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